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Day of Action Against Home Foreclosures: Live Broadcast.

Posted 3 years ago on Dec. 6, 2011, 1:57 p.m. EST by OccupyWallSt

Note: the link titled "Official OWS Website" is a link to New York City's general assembly. NYCGA represents New York City, not the global movement as a whole.

Watch live streaming video from occupynyc at livestream.com

Breaking News

for immediate release
Tuesday, Dec 6, 2011 — 3:07pm

99% Movement Occupies Homes Nationwide
Brooklyn Community & Occupy Wall Street Stand with Homeless Family, Help Them Reclaim Vacant House Foreclosed by Bank of America

Online updates & multimedia: http://occupyourhomes.org

Twitter hashtags: #OccupyHomes #D6

Location: East New York — 702 Vermont Street, Brooklyn (3 train to Pennsylvania, L train to Livonia)

Brooklyn, NY — In a bold new phase for the 99% movement, a vacant home in the center of New York City’s foreclosure crisis is presently being reclaimed today for a local homeless family. Occupy Wall Street, along with local neighbors and community groups, has pledged to stay with the family and defend them from eviction.

Hundreds of neighborhood residents and citywide supporters are gathering after a real estate tour of vacant bank-owned homes available for occupation in the neighborhood — signaling that community activists will remain vigilant about the theft and abandonment of these homes by big banks. Black and Latino communities like those in East New York were targeted by predatory subprime lenders and have suffered disproportionately during the foreclosure crisis.

The tour ended at an empty home foreclosed on by Bank of America that is being liberated for the homeless family after being abandoned for three years. The father, Alfredo Carrasquillo, and a clean-up crew have begun occupying it. They are presently making renovations that will allow the mother and her two children to move in. Neighbors and community members are delivering housewarming gifts and holding a spirited block party with food and live music to welcome the new family.

“There are homeless families across this city like mine who feel like they should just give up because they’ve run out of options,” said Ms. Glasgow. “I’m angry that the shelters are filling up with families while big banks sit on vacant homes.”

Mr. Carrasquillo, a community organizer at VOCAL-NY, added, “It’s criminal that Wall Street got bailed out and then turned around and foreclosed on millions of homes and refused to pay their fair share in taxes that could fund essential services like housing assistance.”

After spending much of the past decade in and out of the NYC shelter system, Tasha Glasgow and her two children, an eight-year old daughter with autism and five-year old son, became the victims of billionaire Mayor Mike Bloomberg’s austerity measures. After receiving a housing voucher through the NYC "Advantage" program in spring 2011 that would have allowed her move out of the shelter system, it was withdrawn due to Mayor Bloomberg's budget cuts this year.

Today’s events are being organized as part of a national day of action to “Occupy Our Homes.” In recent days and weeks, there has been successful occupation move-ins of homeless families and eviction defense for homeowners facing foreclosure in Atlanta, Cleveland, Minneapolis, Rochester, and over a dozen other cities and towns across the country. Local communities and 99% movement participants have committed to escalating this occupation movement to support the human right to housing — and to push back against the bailed-out and fraudulent big banks that are stealing our homes.

Over a thousand local neighbors and supporters have turned out. A block party with a decorated Christmas tree, housewarming gifts and live music will continue into the evening. A candlelight celebration and nighttime video projections are planned for later.

“We'll be here all night and all week to defend this family's home — they deserve it more than Bank of America," said Eliot Tarver from the Occupy Wall Street eviction defense team. "It's criminal for big banks to sit on vacant homes when there are so many homeless families who need them."

East New York is full of foreclosed and empty bank-owned homes. This Brooklyn neighborhood topped the city’s list of highest foreclosure filing rates last year, with a rate of 16.8 per 1,000 households — three times greater than Brooklyn overall, and five times greater than New York State. Across the city and country, families who face the theft of their homes through mortgage fraud are organizing to reclaim their homes from the bailed-out mega-banks.

"As a resident of East New York, I've seen firsthand both the devastation vacant properties can inflict on our community, and the rejuvenating effect of people standing up and taking back our neighborhood, one home at a time," said NY Communities for Change member Pat Boone. "My neighbors and I welcome Tasha as the newest member of the East New York community, and until banks start doing more to keep families in their homes and reducing principal, we encourage more families to clean up the mess the banks created on our streets."

Homelessness in New York City is at a record high, with more people living in the shelter system than ever before and a 45% jump in family homelessness under Bloomberg. At the same time, the city has more vacant homes than homeless people, and activists argued that foreclosed and abandoned properties should be turned over to families and community organizations that will ensure long-term affordability.

Neighbors from the East New York community, along with New York Communities for Change (NYCC), Organizing for Occupation, Picture the Homeless and VOCAL-NY joined the Occupy Wall Street movement in organizing this action.

164 Comments

164 Comments


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[-] 31 points by tjmorganjr (31) from Tallahassee, FL 3 years ago

When the economy collapsed in 2008-2009 I lost my job doing cancer research. I quickly (luckily) found another job just 3 weeks later but it was 4 hours away. I took the job and commuted home on weekends. I kept making my mortgage payments though……..Then my wife lost hers. In the 8 years of owning our small modest affordable house, we were never late on or missed a single mortgage payment. I tried the Making Home Affordable program with B of A. They lost all of my financials and documentation 4 times.I met them for mediation over 3 separate court proceedings. They offered (finally!!!) to modify my existing mortgage by $30. That is not a typo---Thirty dollars less!!!!!!!!! It will be over 2 years now and the house is in limbo. My now ex-wife and daughter still live in it but we do not know what the outcome will be? The stress revolving around this has NOT BEEN FUN! The B of A CEO will make more in bonus money this year then I will make in a lifetime of doing preclinical cancer research. My taxes (yes I pay them) helped bail out his company. I am not asking for a bailout! I just want a fair and just settlement.
I know that will NEVER happen. I still have a job. I am lucky in that regard. Bank of UN-America can suck it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[-] 4 points by charnipar123 (122) 3 years ago

Skank of America for sure. Bless you. I hope u are victorious.

[-] 4 points by alouis (1511) from New York, NY 3 years ago

This is how the banksters destroy families and lives. I wish you well. Occupy is the best thing to happen in decades.

[-] 0 points by Kraus (19) 3 years ago

Families are made of more than the houses in which they live. If you cannot afford to live in the house you currently reside, then leave it and move into one that you can.

[-] 1 points by CompassioNateBuddha (100) 3 years ago

What an absolutely horrible thing to say. Don't you have any compassion for other human beings. What if this was your brother or father? Would you have compassion then? Would you care if this was someone close to you. Please be mindful of others suffering.

[-] 1 points by Kraus (19) 3 years ago

I have a lot of compassion for other people. Understand that things don't always work out the way that we want them to. When they don't, we have to be able to get up, brush the dirt off and get out there and bust our butts to get back on our feet...even if it means downgrading our lifestyles to something we can afford. If you can't afford the home you're living in, you may have to move out and into one you can afford.

Why is it so hard for people to understand that life is not easy? Life is hard work. Can't get the job you want? You may have to work at one you don't like. Life is understanding that if you can't get along with one job, you may have to get a second job.

No one else in this world is going to take care of you but you. It's not the government's job to provide for your every need. Not for food; not for shelter; not for work. It's all yours.

I've sat here and watched the movement unfold for almost three months and while I see the message and agree with a lot of what's being said, what is being done will not create change, fairness, or even cooperation from the people you attack. You only make enemies. Don't sit around and wait for the change to happen. Go out and create the change.

Peace to everyone fighting their fight.

[-] 1 points by Buzzardbob (3) from Manhattan, NY 3 years ago

What I love about this movement is that there are so many fronts that one can pick the action that one believes in. If you don't think this kind of direct action works for you, choose one that does. One can also voice descent at a meeting with the organizers. East New York was an amazing action and believe me it made friends in that neighborhood. Yes, the enemies of OCCUPY will hate us more but what else is new.

[-] 1 points by CompassioNateBuddha (100) 3 years ago

Thank you.

[-] 1 points by epa1nter (4650) from Rutherford, NJ 3 years ago

Really? When you go into foreclosure your credit raying is destroyed, making you ineligible for a new smaller mortgage.

And if your home is underwater, you can't sell it for less than it what you payed for it, because you still owe the banks the difference, and the sale won't go through if the bank doesn't approve it.

[-] 1 points by Kraus (19) 3 years ago

You don't have to own your home. You can rent it.

[-] 1 points by Buzzardbob (3) from Manhattan, NY 3 years ago

I rent and am always having to stay one step ahead of my millionaire and bullying landlord. I keep fighting him and winning but at great cost to my peace of mind and pocketbook. if it were up to him I would also be homeless. Things are quiet now but he can raise the stakes at any time. Renting in NYC is no bargain in terms of the above.

[-] 1 points by epa1nter (4650) from Rutherford, NJ 3 years ago

Most landlords require a credit check before you can sign a lease.

[-] 1 points by Kevabe (81) 3 years ago

As they should. The ;andlord takes all the risk on who he/she allows to board in the given property.

[-] 1 points by epa1nter (4650) from Rutherford, NJ 3 years ago

I never said they shouldn't. I simply said that renting is not a solution for people facing foreclosure and eviction due to no fault of their own.

[-] 1 points by Kevabe (81) 3 years ago

I agree, renting is bull crap.

[-] 1 points by epa1nter (4650) from Rutherford, NJ 3 years ago

Renting is also next to impossible if one's credit rating has been destroyed by foreclosure.

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[-] 0 points by rockythedog (-1) 3 years ago

As long as it stays peacefull

[-] 1 points by ObamaIsrael (0) 3 years ago

It will at first then usually turns for the worst. Things like this are what occupy should be doing, not shutting down ports or occupying parks.

[-] 1 points by the4thofjuly (32) 3 years ago

massive worker strikes, such as shutting down ports, are most certainly needed if we're to achieve any substantial changes to the unjust capitalist system

occupying the park was necessary in the initial stage of the movement. think of how silent the public was before september. the occupation worked to awaken our political consciousness

[-] 1 points by alouis (1511) from New York, NY 3 years ago

That's up to the authorities. They hold a monopoly on force.

[-] 3 points by OccupyNews (1183) 3 years ago

Hi tjmorganjr, What you went through is what I call "Debt restructuring MUST FIRST require a default" syndrome, that our own government, wall street and the bankers have heaped upon us.

Basically, the government used taxpayer money to lure you into defaulting on your existing home mortgage BEFORE you could even APPLY for HAMP.

I believe this is a federal hobbs violation, extortion under the color of right. You were extorted into defaulting on your home mortgage in the hopes you might get a lower monthly payment from a taxypayer funded program called HAMP.

You are not alone. 1.5 million homeowners defaulted on their home mortgage in the hope they could take advantage of HAMP, only half were accepted, and many of those who were accepted may have not gotten much of a discount after all of the mind numbing hassle.

And if you had not gotten your 30 dollar a month lower payment after applying, you would have been facing hundreds and possibly thousands of dollars in penalties and fees because of the forced default you were put through.

Keep in mind, those penalties and fees were just rolled over into your new deal, the banks got a $1,500 bonus for HAMP'ing you, the mortgage servicer got all kinds of penalties and fees, and if you subtract all of your time, stress, and money spent on copies and fed-ex'ing over and over, you got squat.

Click on my name and go to my profile page and you will see that I have a dozen protest blogs and websites that relate exactly to what you are going through.

All this could be made much much better if people could just restructure their debts without being forced to first default by the very people who caused the homeowner to need a re-finance in the first place.

I call my solution Justifiable Debt Restructure. You can learn more about it here....http://occupynews.blogspot.com/2011/11/justifiable-debt-restructure-would.html

[-] 2 points by nucleus (3291) 3 years ago

Check you local laws and make them produce the original mortgage agreement. Try to find a real estate lawyer who can help you out, pro bono if possible. It might make good PR for him.

Also, the banks will not negotiate until you are in default. A friend went through this recently. He missed one payment and they counted every payment after that as late and added penalties and interest for each one.

Look for a local occupation and see if they will adopt your foreclosure as an action. And hang in there, the global economy is on the verge of collapse. Within 6 months it's all going to explode and nobody will be paying mortgages, credit cards, and taxes any more.

[-] 1 points by Kevabe (81) 3 years ago

Of course you OWS would only go for an attorney offering Pro Bono.

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[-] 0 points by Renaye (522) 3 years ago

~" Within 6 months it's all going to explode and nobody will be paying mortgages, credit cards, and taxes any more."~

Inside info? What will replace it all?

[-] 0 points by nucleus (3291) 3 years ago

A Police State. The rich will live in highly secure gated communities. The poor will live in abandoned areas off of whatever they can scrounge,

[-] -1 points by outragedkulak (9) from Glen Burnie, MD 3 years ago

When you find this lawer who will work for free, you can volunteer to work for him so that he does not have to pay a parlegal. If you have a friend with a building, you can give him free rent and ultilities.

[-] 1 points by blazefire (947) 3 years ago

There is naught I can give but my love, solidarity, and best wishes... My friend, in these you have my 100%.

I KNOW that things WILL work out for you. They MUST. I MUST believe it, as you do....

Omnia vincit amor.

Solidarity from across the globe.

Chris

Melbourne

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[-] 0 points by puff6962 (4052) 3 years ago

I have suggested this plan and am trying to mold the idea into a standard letter to be sent to each member of Congress. See if you think this would help you. If it would not, please email me your ideas for improving it. Thanx.

http://occupywallst.org/forum/puff-on-a-solution-to-the-deflationary-spiral-in-h/

[-] 7 points by Marlow (1141) 3 years ago

a MUST to watch... or better yet.. BE There! We have helped stop some foreclosures already...

...TY Occupy!

[-] 3 points by OkupieAll (29) 3 years ago

yes this is a great idea to show the world this inequality and unfairness. Also we should be gathering coats together for donations since winter is almost here.

[-] 2 points by Marlow (1141) 3 years ago

O'Kupie... Exactly!

[-] 2 points by OkupieAll (29) 3 years ago

We should start gathering the average sizes for various groups so we can distribute them equally. I already have some donors getting ready. Let me know if you're able to canvas and get some donors.

[-] 1 points by amesa (11) 3 years ago

there are lots of folks doing so already, but any donations would be wonderful! for info on where to send coats and such, nycga has an address to send them to and they will give them to the people distributing them.

http://www.nycga.net/how-to-help/

[-] -2 points by ronjj (-241) 3 years ago

What I can't seem to understand is your interpretation of "inequality". My daughter and her family (5) are 3 months away from foreclosure are you going to protest at their 6,000 sq ft home to keep them in it too.

The value out here in the West is probably about the same at that house in NYC that your are fighting to keep. This is exactly what I cannot see correctly interpreted in your movement, it seems unfair in NYC but not out here where I live. What is the deal????

[-] 3 points by SeaChange (134) 3 years ago

I don't think it matters how big the house is. A home is a home. Everyone needs one, and everyone has a right to a place to live. If they're living there its their home, and they should have a right to stay.

Best of luck to your family. Ask the bank to produce the note, there's a good chance they don't have one. See the rest of the comments for lots of other good ideas.

[-] 0 points by ronjj (-241) 3 years ago

Thank you SeaChange. The more I read and interact herein the more I am learning how Americans feel about 2011. Thanks again.

[-] 3 points by charnipar123 (122) 3 years ago

The deal is that you need to get going and join us. This is your chance to start your own Occupy group. Best to you and your family. Bless you.

[-] 2 points by finally3 (21) from Jersey City, NJ 3 years ago

Im 7 days away from losing my house, and i contacted Occupy about helping me stay in my home, weve been fighting this for 2 years and Chase always loses our papers or makes up new rules. State of fact folks, dont give this woman a hard time because her house is larger, she is a 99 percenter also, the first poster is a cancer researcher im sure he makes decent, money, why be nasty to someone who has a larger house! I know out west in Calif. thats all they build nowadays are big house 5-7 bedrooms, what do you want her to do, not buy a new home because its too big? Come on thats not what our movement is about. ronjj email occupy they will help you out. I will keep your daughter and her family in my prayers.

[-] 1 points by charnipar123 (122) 3 years ago

Many people in CA are turning homes into boarding houses. This was done during the first depression and did help people. All the best to u

[-] 1 points by Johnny1317 (2) from Newark, NJ 3 years ago
[-] 0 points by alouis (1511) from New York, NY 3 years ago

You see what looks like middle class neighborhoods in the outer boroughs of NYC. Closer inspection reveals boarding houses, not middle class family homes. Been that way for a long time.

[-] 1 points by charnipar123 (122) 3 years ago

Interesting. It seems a good way to keep up with mortgage payments.

[-] 0 points by alouis (1511) from New York, NY 3 years ago

Yeah, some are still shared by original families and tenants, others the owners are gone.

[-] 0 points by rockythedog (-1) 3 years ago

He's full of shit about his (daughter) it was his son that holds the note.

[-] 0 points by ronjj (-241) 3 years ago

I am not sure who your reply was addressed to. If it was to ronjj these are the facts. My son and his family have already lost their house since they had to move 1050 miles away for work and could not sell or afford to make mortgage payments and pay rent in their new job location.

[-] 0 points by ronjj (-241) 3 years ago

I never would support such a movement because it would embarrass me to no end to defend the right of my daughter and her family to stay in their 6,000 sq ft home while someone else in town might be in the process of being evicted from their 1,000 sq ft one.

I would simply be see as too much of a hipocrite to do so.

I do thank you for your kind words. and we will work through this.

[-] 1 points by Johnny1317 (2) from Newark, NJ 3 years ago

Multiple families can occupy it. See this for a detailed flow chart: http://www.verdant.net/sharedhousing.htm

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

Why would it embarrass you? You arent part of the 1 percent. It doesnt matter how large or small your house is ronjj, it matters that we are all in this together and your daughter is a victim just as much as i am a victim of Chase. People in the Occupy movement arent all poor, they come from all kinds of backgrounds, some make a lot of money, some are unemployed, the thing is, we need to get Wall Street and the government away from each other and reclaim our government, our local banks, insurance companies, etc. It has nothing to do with how much money someone makes, its about changing our governemnt, so put your pride aside, please, and seek the help your daughter needs, we are all in this together. People did it in the 1930s and we are going through it again, only on a global scale, so get in touch with Occupy Foreclosures, you can get there from this web site, and put the silly pride aside, with all due respect, and help your daughter, we are all in this together, we need to change it together. God bless. http://occupyourhomes.org Here is the website just get in touch with them. Good luck im in the same boat, 7 days and counting til i lose my home!!!

[-] 0 points by ronjj (-241) 3 years ago

I cannot in good conscience put my (my daughter's) problems on an equal par to yours. They have three months, you have 7 days. Sorry, that is just the way I was raised and what I believe in today.

Thanks for the encouragement, and May God Bless you also.

[-] 0 points by rockythedog (-1) 3 years ago

why don't you move in with your lovely daughter then. END OF PROBLEM.

[-] 0 points by ronjj (-241) 3 years ago

Why don't you get a life and thanks for the solution to my problem.

[-] 3 points by amesa (11) 3 years ago

contact the occupiers local to where you live. a lot of occupations do have dedicated eviction defense and they might be willing to help. :)

[-] 2 points by TLydon007 (1278) 3 years ago

The Occupy Our Homes(or whatever name you'd use) project (or whatever you want to call it) is limited by transportation. I'm not sure where in the West you are from, but regional support and participation for the local occupation necessarily plays a large role in how proactive occupiers can be in that area..

If you let me know where it is the foreclosure is happening, I'll try to contact them to see if they either already have a team to occupy foreclosures or are interested in starting one.

[-] 1 points by 1SiriusMagus (311) from Minneapolis, MN 3 years ago

What are you doing to fight foreclosures in your area? What are you willing to do to help your daughter? A 6.000 sq.ft house is a mighty big place for just 5 people (1,200 sq ft/ per person). I raiseds my children (4) in a 1,200 sq ft home and we had plenty of room. The House in NY has a fraction of your daughters 6,000 sq.ft.

[-] 0 points by ronjj (-241) 3 years ago

And you statement is a comparison which suddenly puts my daughter and her family in the upper range of whatever group you want to share the wealth and equalize income etc.

That 6,000 square foot home is 3,000 with a full basement and as I said, with the land, is probably not worth as much as the foreclosed home in NYC. So what is your criteria for all this equalization that you propose, the square footage of homes, the square footage assigned to each individual, the head of household income level. According to your reasoning, you (or some undesignated force) would have the right to take their house away from them because they have more square footage per occupant than you do. Or maybe you think that you should have the right to knock on their door and say "you have to take in these 6 homeless people because you more space than you should. Keep in mind, that within three months you will have 11 homeless people - actually it will happen much faster, because my daughter and her family could only afford to feed 11 people for a little over a week and then they would all 11 starve to death in the big house that YOU NOW CONTROL.

I am not doing anything to fight foreclosures in this area - because the foreclosures are very limited. You see, we have two very strong community banks and they did not fall for the Barney Frank fiasco that gave people their own homes when it was most evident that they did not or would not have the means to keep those homes.

In answer to your question about what I would do - as her father, I would sell everything that I have to provide a roof over their heads - they are my family.

See, you only argue your point if it suits your style - you have to address things like"

  1. What are you willing to do
  2. Mighty big house
  3. 1200 sq ft = plenty of room.
  4. house has a fraction of the 6,000 sq ft.

If these are your standards, I would accept your premise that everyone with over a 1200 sq ft home with 6 residents should be entitled to stay in their house regardless.

What I do not understand are What are your standards, are all foreclosures bad - evidently you do not think so - as you are not defending my daughter and her family against foreclosure. You are simply fighting foreclosures, not all foreclosures, only some foreclosures, but only if if if if

IN OTHER WORDS - what are you really all about regarding foreclosures??

[-] 2 points by 1SiriusMagus (311) from Minneapolis, MN 3 years ago

Your assumptions and conclusions are totally baseless. I never have nor ever will support equalization of any kind, nor have I heard a single OWS member propose such idiocy.. That kind of process is equally dehumanizing and unjust. Nor am I in anyway implying coerced kindness or compassion for when either is coerced it is no longer kindness or compassion. For several years I did explore my financial feasibility to move to CA. The cost of housing is exorbitant compared to the Midwest where I live now. So the ability to live in a 6000 sq ft home does require a substantial income. I am not against anyone being rich or earning more than I do. What I am against is the presumed entitlement of the rich to control our government because they can buy the undue political influence not available to wage earners as well as the unjust wage scale for wage earners. Wages for wage earners have not only stagnated but decreased while cost of living continued to rise. A wage earner could not afford to own a 6000 sq ft home in CA unless it is inherited or they win the lottery big time.

As to foreclosures: I am against all foreclosures! they need to be eliminated as a recourse. We are a society of educated people and thus more than able to create alternatives that offer a win/win resolution to both parties. All individuals in need are deserving of assistance and just treatment.

As for your disparaging accusation of Barney Frank: He did not legislate that the lenders should skip due process. The commercial lenders made that unscrupulous choice since these loans would carry a government guarantee and since they were originating and then packaging them for trade they took full advantage to use the situation to enrich themselves by means of fraud.

[-] 2 points by finally3 (21) from Jersey City, NJ 3 years ago

Please dont let what this person is saying as the gospel of occupy. I have been working with OWS Nyc, almost since the beginning, so is my ex husband, and my son. There isnt a disparity on how large or small someones house is, or how much money they make, all of us in the movement make different amounts of money, trust me, you deserve to be reprsented just as much as anyone else, and for all we know this poster isnt even involved in the Occupy Movement, he or she could be a plant on this chat to upset people. You and your family are all part of this movement whether you are active or not, so dont let naysayers upset you please. http://occupyourhomes.org

[-] 0 points by ronjj (-241) 3 years ago

Thank you. ronjj.

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[-] 0 points by rockythedog (-1) 3 years ago

If someone steals money and then lends it to you. Would you pay them back?

[-] 0 points by ronjj (-241) 3 years ago

If I signed a legally binding contract with that party and that "steals money" part of the equasion was not proven in our judicial system, the answer is YES. I would be legally and morally bound to do so

If the "steals money" is simply your verdict as you see it, I would not be bound to accept your judgement and I would still be legally and morally bound to do so. You are NOT the entitly that determines legal and moral issues in my life. .

[-] 1 points by equality7 (8) 3 years ago

Where are the two local Politicians can't they help out?

[-] 2 points by finally3 (21) from Jersey City, NJ 3 years ago

Some local politicians, city council members for example, are working with the Occupy groups, And yes, we need to contact our politicians from the local government to the federal congressmen and Senators.

[-] 1 points by charnipar123 (122) 3 years ago

Smart question. Actually, if u fax your congressperson they are inclined to reply. If not stage a protest in front of their office after calling the local paper to report what is going on.

[-] 3 points by OccupySuburbanmoms (4) from Lake Mary, FL 3 years ago

I have been a real estate agent for over 5 years in florida where alot of families are suffering from the foreclosure epidemic. Bank of America is the worst bank to deal with when folks are trying to get relief. If you look at the profit they have made from both the disclosed and until recently undisclosed bail outs, there is no reason that they could not have helped more families.

[-] 3 points by HatchBill (4) from Eudora, KS 3 years ago

i love this stuffs. you ppl make me happy to be alive to see all this.

[-] 2 points by Marlow (1141) 3 years ago

Hatch.. this is HISTORY! Your Great great GrandKids' Great Great GrandKids will be reading and Learning about this!... I too am in Awe of all the Support going on...

It was Touch and go for me and a few others for a while.. We were fighting Banks, Henchfunds, .. Politicians, SEC... DOJ... The White House.. you name it to Get JUSTICE Back to the System... and REAL Representation Back to the People! A Few of us posted on Every Board, in every Forum on this Subject since 2006..... Fore warning everyone that the Outrage was going to come out sooner or later as this Graft went on and on! ... But Now?

Hope is SOOO Yesterday,.. And 'Promise' is so NOW!

Proud to be a 99%'er, and Proud of ALL those Around the World sitting right Beside us!

Marlow/ editor Investor4Justice.net

[-] 2 points by ObamaIsrael (0) 3 years ago

they should also pay rent and bills like the rest of us.

[-] 2 points by rockythedog (-1) 3 years ago

I warned everyone in 2005 that the costume jewlry was going to lend money stolen out of the war in short term (teaser) with prepayment penaltys loans that were going to but them under.

This is what happens when people go to war without it in the budget.

[-] 2 points by 1SiriusMagus (311) from Minneapolis, MN 3 years ago

Time to take back all the property stolen by the Banksters and their Wall Street. While cities and states are slashing their safety net programs for the poor and homeless there is at least OWS taking action against thiis unmitigated "legal" pilfering of US working people. Thank you OWS!

[-] 2 points by MaxAwesome (2) 3 years ago

Brilliantly planned and argued. Excellent choice of which neighbourhood and families to move in, and presentation of facts (45% more homeless families under Bloomberg?). Absolutely inspiring.

[-] 2 points by struggleforfreedom80 (6584) 3 years ago

Wonderful initiative, people. Greetings and solidarity from Norway. Occupy!

http://www.youtube.com/watch?v=YVYIBikzwmk

struggleforfreedom

[-] 0 points by TIOUAISE (2526) 3 years ago

Thank you, "struggleforfreedom80". Your comments are always right on and much appreciated. Viva Norway!

[-] 1 points by struggleforfreedom80 (6584) 3 years ago

thanks :) Feel free to read my articles on my blog http://struggleforfreedom.blogg.no/

No, not "Viva Norway", Viva Occupy Movement!

[-] 1 points by homebuyerhere (1) 2 years ago

The vacant properties in America are a growing problem indeed. Although these distressed properties have the potential to become beautiful homes within a short period of time. WE BUY JUNK HOUSES::CASH! Are you tired of going outside to see over grown weeds and plywood on the windows and doors of the houses around you? Would you like to see more neighbors and kids and maybe a park nearby? Our teams of investors are waiting to grasp these properties and create a better appearance for your community and get more families into the home they know they deserve. If you see vacant homes collecting weeds, take a picture, get the address, and email us at homebuyerhere@gmail.com. Investors are always welcome as well, we have a growing supply of inventory, if we don’t have what you’re looking for we will find it for you.

[-] 1 points by 11jamespevanhoe (3) 3 years ago

James P. Evanhoe | December 14, 2011 at 11:07 PM |

I sent the following out tonight to as many as I could …..your absolutely right: the Clintons, Bush and now Obama have sold the American People down the river and for what? Greed-Power There corruption has to be met with Charges-Convictions-and-PrisonTime for all. What they have done is Financial Terrorism they are Traitors to US all.

Ladies & Gentlemen, This was sent to 60 mins over there own sight tonight December 14th, 2011

Please respond. Again tonight’s 60 mins about the Deregulation of Wall Street. Your programming failed to be thorough. When Clinton signed into law the “Commodity Futures Modernization Act in December of 2000″, the Collapse of the Tech Boom had just finished off the Tech Industry and everyone knew there had been fraud committed by almost all the Top Players on Wall Street. Goldman-Sachs to Charles Schwab, the top guys got out starting in March of 2000. Fact we watched this happen from the Headquarters of Merrill Lynch San Diego the day it started all the way to the bottom. And yet they promoted to there small and mid cap investors to buy Tech. IT is all documented. Eliot Spitzer even held the corruption. The gentleman on 60 mins tonight who was ask if Wall Street executives knew they were bringing a market to collapse OUT RIGHT LIED to the 60 min. interviewer. There is proof, by again the Wall Street guys at the Top sold off there stock long before the collapse in 2008, even in there own companies. Records show this. So there is this question WHY DO YOU GUYS KEEP PRODUCING incomplete documentaries, telling only 1/2 truths. If Gramm from Texas introduced this bill The Bush Family and their Criminal Cronies were 100% behind it. At this level NOTHING JUST HAPPENS. Besides during this time Greenspan was being wined and dined by Enron and the Jackson Hole Criminal Gang. Greenspan knew exactly what he was doing. Almost all Wall Street firms wager off of charts that show cycles of any industry and the Real Estate Industry when in a BOOM ALWAYS AND I MEAN ALWAYS starts to collapse during it’s 4th year..that would have been 2006 and that is exactly when it started to collapse into full fraud and criminal actions by the very Top Executives down to the Traders…wish you guys would get your stories factual.. James P. Evanhoe

Side Note: By this time December 2000 President Clinton had a consulting position with Goldman-Sachs

IT IS MY OPINION unless we secure Chris Swecker former Assistant Director of the FBI as US PRESIDENT AND OR US ATTORNEY GENERAL the US will face another huge financial collapse brought on by Wall Street the BUSH FAMILY and their Cronies.

ALL OF YOU NEED TO TAKE THE TIME AND LEARN JUST HOW CAPABLE CHRIS SWECKER IS, we all sit in our homes tonight while Romney is taking cash from the same Criminals of Wall Street as he did in Boca Raton earlier this year.

[-] 1 points by milquetoast (2) 3 years ago

Someone else suggested this earlier, worth checking out: Protect the homes that are in the process of foreclosure (as opposed to ones already foreclosed on). The homeowners have more of a fighting chance with a demand called "produce the note," which requires the bank to come up with the orginal paperwork that proves that they are in fact the holders of the mortgage. here's the link the poster offered: http://www.huffingtonpost.com/2009/09/22/whos-got-the-mortgage-pro_n_294169.html

[-] 1 points by milquetoast (2) 3 years ago

Don't know if this still works, but someone elsewhere suggested focusing on protecting houses that are in the process of foreclosure rather than on those that have already been foreclosed on. The reason: The tactic called "produce the note," which requires the mortgage lender to produce the actual paperwork proving that they are in fact the holders of the mortgage. It has apparently worked in the past. Check this site: http://www.huffingtonpost.com/2009/09/22/whos-got-the-mortgage-pro_n_294169.html

[-] 1 points by DonQuixot (231) 3 years ago

Look at Michael Moore's website and read his letter of actions. All evicted personas have to do is not leave the house and wait for trial, then ask the judge to ask the bank to produce the mortgage document, which they usually do not have. Without that document the bank cannot prove ownership and the judge cannot rule an eviction, unless he is a judge sold to the bank. In that case an appeal will shame him. In Spain protesters are also trying to prevent evictions, usually without success after police brutally evicts protesters from the house door and street, but two judges have ruled against banks arguing the law is unjust so far. Other judges will follow. Keep on fighting. God bless you. Communism failed in 1911 and capitalism in 2007. We need something like Scandinavian social-democracy, the best social system ever, something in the right middle way. Best wishes to all right American patriots from Alicante Spain. We shall overcome, not some day, but soon, just keep on until we change this rotten world.

[-] 1 points by SleekMinister (13) from Oslo, Oslo 3 years ago

ALERT!!! ALERT!!! ALERT!!!

Unless the banks are able to produce the paper connecting you with the mortgage they have nothing!

"Get proper legal representation ... if Wall Street cannot produce the deed or the mortgage audit trail ... you should stay in your home." - Congresswoman Marcy Kaptur

http://www.alternet.org/rights/125533/

[-] 1 points by OWSMusic (57) 3 years ago

A song for the banksters on Wall Street... http://www.youtube.com/watch?v=4FM3KR9dEOk

[-] 1 points by billbux (35) 3 years ago

Hot Nuuz - Occupy San Francisco dismantled - http://www.nuuzit.com/newsitem/eqsXHSEkC4g

[-] 1 points by bcvagabonds (11) 3 years ago

The Occupy Movement has made a huge error of assumption when it comes to the inclusion of all people in its 99%. We are the 95% (NOT 99%). The remaining 5% is 1 part rich/elite and 4 PARTS PARAMILITARY. The "brotherhood of the blue" is there to protect the 1% and control the 95%. They will never support this movement, as to do so would risk their own elite status that insulates them from corruption, injustice and poverty.

[-] 1 points by aahpat (1407) 3 years ago

Make foreclosure too expensive and banks will negotiate alternatives.

When banks are forced to spend more money servicing a foreclosed home; lawyers, sheriff services and mortgage officer time than they think the properties are worth they will seek other more equitable solutions than foreclosure.

[-] 1 points by yoss33 (269) 3 years ago

Bless you Occupy people for standing up for these people where few others have. It's the right thing to do, and i wish you the greatest possible success for both those who's homes are under threat of foreclosure and the movement in general.

[-] 1 points by DemocraticCredit (37) 3 years ago

Do you know that no bank lends money deposited with it?

Do you know that when a bank lends money it CREATES it out of nothing?

Do you know that bank loans are merely pen and ink entries in the credit columns of a bank's ledger? They have no other existence.

Do you know that practically all the money in the community comes into circulation as a debt to the banks?

Do you know that money loaned by a Government bank is just as much a debt to the people as if it were loaned from a private bank?

Do you know that “fixed deposits” are a plausible screen to hide the creation of credit?

Did it ever occur to you that the banks enjoy this unique facility of creating credit and putting the nation progressively into debt-bondage because they create FINANCIAL credit against the REAL credit created by the people?

Do you realize that every time a Government borrows money for a public work, the people are debited with the liability (in perpetuity), but are never credited with the value of the asset?

Do you know that every repayment of a bank loan cancels the amount of the loan out of existence?

Do you know that Treasury Notes are Government I.O.U.'s — national pawn tickets for pledging the assets of the country to the banks for the loan of OUR OWN financial credit?

Do you know that banks purchase bank sites, build premises, and acquire assets at no real cost whatever to themselves — by the simple process of honoring their own checks?

You may dismiss these affirmations as “incredible”, or “absurd”, but if you will read on, each one will be proved beyond all shadow of doubt.

Most of us have grown up with only the vaguest notions of money. We are fairly certain that it is the Government's right to print notes and mint coins. For the rest, our knowledge is distinctly foggy.

Most people, for example, labor under the impression that the only money in the community is notes, silver, and copper. But this is a very, very small part of the community's money.

In fact, notes, silver, and copper — legal tender — is used for less than five per cent of the total purchases made. Over 95 per cent of all business is done by checks.

This check currency is really bank-created money — bank credit — but it functions exactly the same as legal tender money. Banking authorities of world-wide repute state that banks can and do create credit up to nine or ten times their cash resources.

Banks go to great pains to perpetuate the fiction that they are merely “the custodians of their customers' deposits” — that they lend these deposits, and that their profit consists of the difference in the rate of interest which they pay to depositors, and the interest they receive from borrowers. Such an idea is quite wrong, and it is the popular acceptance of this major monetary fallacy which gives rise to most of the false notions upon the subject of money.

The facts about money are as follows: —

(1) Banks do not lend money deposited with them.

(2) Every bank loan or overdraft is a creation of entirely new money (credit), and is a clear addition to the amount of money in the community.

(3) No depositor's money is used when a bank lends money.

(4) Practically all the money in the community begins its life as an interest-bearing debt to the banks.

The technique of a bank loan

All that a bank does in lending anybody, say $1,000, is to open an account in the borrower's name — if he hasn't already got an account — and write Limit: $1,000, across the top of the ledger. The borrower is now free to operate and overdraw on this account to the limit indicated.

When the account is drawn on the check, and in turn the check is lodged in another account at the same or another bank, a “deposit” is thus created, and the supply of money increased. Thus bank loans create “deposits”, which plainly are not the source of loan money but, rather, the other way around, they are the outcome of loans.

[-] 2 points by me2 (534) 3 years ago

It would be great if you could cite some sources.

[-] 1 points by DemocraticCredit (37) 3 years ago

A booklet in my possession written in 1955 by Colin Barclay-Smith. " It's time they knew!"

One may go to www.Michael Journal - Articles - Social Credit.

There are excerpts from the booklet which is for sale from them.

This booklet is out of copywrite so I will transcribe and post it on line. Still searching for an online copy to save me the trouble.

The booklet cites many sources, including the many hearings and Royal Commissions in the early 1900's in the USA, Canada, UK,Australia, SA,

Cheers

[-] 1 points by me2 (534) 3 years ago

Thank you.

[-] 1 points by charnipar123 (122) 3 years ago

Here is a new 'disaster' taking place in vacant foreclosed homes in Arizona. Most homes there have pools. The banks are letting the water sit in the pools with no maintenance and the pools are attracting mosquitoes that carry WEST NILE VIRUS! My son lives across from a home like this and is desperately trying to get B of A to drain the pool.

[-] 1 points by cmt (1195) from Tolland, CT 3 years ago

Can he get close enough to throw some BT blocks in? They are not poisonous, but kill mosquito larvae.

http://www.btimosquitodunks.com/

[-] 1 points by charnipar123 (122) 3 years ago

What are BT blocks? I will advise him. Thank-you so much! Please reply.

[-] 2 points by cmt (1195) from Tolland, CT 3 years ago

See the link above, which is a company that makes them. BT is bacillus thuringiensis (had to look that one up!) which is an organism which attacks certain insects but is generally safe for human use. It is made up into blocks of various shapes for use in ornamental pools or other places where mosquitoes may breed. It attacks the larvae.

http://www.amazon.com/Summit-111-5-Mosquito-Dunks-20-Pack/dp/B0002568YA/ref=sr_1_6?ie=UTF8&qid=1323229513&sr=8-6

It is considered organic, not chemical. The "dunks" are donut-shaped cakes that probably could be thrown.

[-] 1 points by Johnny1317 (2) from Newark, NJ 3 years ago

Strongly recommend this old website that is the spark that started OWS I believe.

www.verdant.net

See especially their "shared housing" page

Seven of us, (two couples and three individuals), live together in what might be considered an ideal living situation. We share a two-story 3000 square foot house in Oakland, California. Our per person cost for living very comfortably is incredibly inexpensive. (Less than $21 per day per person for housing, utilities and food--2011 prices-details below)"

http://www.verdant.net/sharedhousing.htm

[-] 1 points by OWSMusic (57) 3 years ago

A song for the banksters on Wall Street... http://www.youtube.com/watch?v=4FM3KR9dEOk

[-] 1 points by squeezy123 (5) 3 years ago

A must read for our movement! http://www.economist.com/node/21533400

[-] 1 points by peakeverything (14) 3 years ago

I think this is the next step for the movement, honestly! Here's why: http://occupyeducated.org/2011/12/03/video-occupy-your-house/

[-] 1 points by retromac (18) from Westhampton Beach, NY 3 years ago

Saw this on live stream, really inspring, shining a light on all of these immoral foreclosures.

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[-] 1 points by bannonymous (6) from Milford, OH 3 years ago

Thomas Jefferson said every generation needed its own bloodless revolution. Perhaps we are now seeing the second one in 235 years. I BEG EVERYONE involved - Please DO NOT do anything to dilute the legitimancy of our concerns by doing anything illegal. The 99%ers have legitiman complaints that the big-wig power brokers are going to have to acknowledge. Please do not give the power brokers legitimant issues with our behavior by doing something illegal (2 wrongs do not make a right).

[-] 6 points by bpmangan (123) from New York, NY 3 years ago

Legal and bloodless are different things. Sitting in a park in a tent was illegal, but also exactly what got this all started. While I agree that non-violence is definitely the way to go civil disobedience, illegal, also has a very strong place. While not neccesary in every place, bending and breaking bad laws is not a bad thing. Legitimacy is absolutely diluted by violence and that's something thats very important to remember

[-] 1 points by me2 (534) 3 years ago

What bad law is being bent or broken in this case?

[-] 1 points by bpmangan (123) from New York, NY 3 years ago

In this case there's probably a legal argument that they are illegally squatting although it doesn't neccesarily hold up if the house was illegally foreclosed.

[-] 1 points by me2 (534) 3 years ago

I am not sure this family owned that house ever. Do you know if they did? The article seems to imply that they did not. Which puts this on no legal ground whatsoevwr and shaky moral ground even.

[-] 0 points by NonParticipant (151) 3 years ago

They did not own it. The woman and her children have been living in homeless shelters for the past 10 years. Someone from OWS BROKE IN several days ago to change the locks so they could walk in today.

I heard this woman being interviewed on the radio today, so I heard all of this from the horse's mouth.

[-] 1 points by bpmangan (123) from New York, NY 3 years ago

I'm not disputing that they didn't own it but there is an argument that says it is highly immoral for banks to be foreclosing on people and setting up a society where there are tens of thousands homeless and nearly as many homes sitting empty that are owned by banks, often due to illegal foreclosures. When nothing is done to stop this what do you suggest we do other than point out and attempt to rectify the situation?

The Ghandi quote that LetsGetReal left a few lines down really sums that up perfectly. Legality is second to morality.

[-] -1 points by NonParticipant (151) 3 years ago

I don't suggest breaking into homes that don't belong to you and living in them. Extrapolate that down the line, and who gets to draw the line of breaking the law? When do people start moving into my home because someone has decided that I have more house than I need and others can move in? Seriously, do you see most Americans, especially conservatives, EVER supporting this civil disobedience? It only drives a bigger wedge between OWS and other normal Americans.

Two wrongs to do a right make.

[-] 1 points by bpmangan (123) from New York, NY 3 years ago

Fair enough, although that is a bit of a continuum fallacy, I definitely see what you're saying but I would say the emphasis has been on illegally foreclosed homes, and not homes that were taken legally, and definitely not ones that people are living in. I know from a few events I've attended that part of the original idea was to attempt to occupy homes before illegal foreclosures happen and also to try to restore those homes which have been illegally foreclosed to those who were foreclosed on. From what I've read I don't think that is what happened here, but I wouldn't agree that that makes it wrong.

[-] 0 points by rockythedog (-1) 3 years ago

if the monet they borrowed was stolen in the frist place. Whats legal about that?

[-] 1 points by bpmangan (123) from New York, NY 3 years ago

sorry, what money are you referring to? I'm not trying to be sarcastic or ignorant, I genuinely don't understand.

[-] 1 points by me2 (534) 3 years ago

I guess if that were the case, there would be even more of an imperative to pay it back to the lender so they could be compelled to return it to its rightful owner.

[-] 2 points by LetsGetReal (1420) from Grants, NM 3 years ago

"I have disregarded the order served upon me, not for want of respect for lawful authority, but in obedience to the higher law of our being--the voice of conscience." —Gandhi

[-] 1 points by me2 (534) 3 years ago

And the voice of conscience tells you that houses are up for grabs?

[-] 1 points by LetsGetReal (1420) from Grants, NM 3 years ago

No. My reply was a general statement in response to the idea that illegal = wrong because that is not always the case.

I share your skepticism about these occupy foreclosure actions. There may be circumstances where it is the moral thing to do, but I would need to know more about a particular foreclosure, e.g. was there fraud on the part of the bank in making the loan? What happened in the legal proceedings, etc.

[-] 1 points by me2 (534) 3 years ago

I agree with your general statement.

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[-] 0 points by NonParticipant (151) 3 years ago

Please send me your addresses, so I can come move into your homes, even though I have never made any mortgage, lease, rent or tax payments on your homes. I'm tired of working hard, doing without to make sure I make payments, following the rules, paying on time, when all I have to do is go find an empty house that isn't mine, that I have NO CLAIM to, and just move in. What's next? OWS saying my house is too big for my family, therefore they will be requisitioning it to move in more families.

Don't preach to me about this is just pay back for what the big, bad banks have done. Two wrongs do not make a right.

[Removed]

[-] 0 points by alouis (1511) from New York, NY 3 years ago

Rockin' video!

[-] 0 points by rockythedog (-1) 3 years ago

If you are not allowing free speach then you are as full of shit as what ows are protesting against. If my comments are not posted then ows need to remove you as traitors to thier cause.

[-] 0 points by rockythedog (-1) 3 years ago

The problem is one that as a long history, I call it costume Jews. I'm not speaking about law abiding hard working Jews, but the fake converted ones. They live for their gold not their g-d (god) they us the Jewish faith and pretend to love god to rob, murder and pervert the world for their personal gain. Yes. They have a plan, when they are caught a new Fake Jewish pass over, CHEM-TRAILS. Please, don't let these Out castes of history take your souls. Praise God, for he too has a plan for them, prepare for the world to suffer a major event that will change everything. Get a bible and read "ISAIAH 24” this is way the ice is melting. It has already begun. Do not lose your soul for them for they shall have no place to hide (or to spend our money that they have). This fake god loving tribe has robbed every country that let them in. Freedom is god given not government. Don't let this non violent movement harm anyone “let god “do what has already been done in the past. FOR HISTORY REPEATS ITSELF.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

Your blaming jewish people for this? The one percenters arent all jewish. Theyre made up of different religious beliefs as any other part of life. There are a lot of Free Masons in that group too, so why are you just picking on the jews???

[-] 0 points by billbux (35) 3 years ago

We are beta testing a new system that allows anonymous geo-tagged messages.

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[-] 1 points by TheUnchainedComic (12) 3 years ago

Good idea! I found the blog but one must sign in to test that part. I hope you're intending to open your blog up unmoderated. I'm not interested in more censorship like here. That uploading pix feature is fantastic on so many levels. Peace.

[-] 0 points by me2 (534) 3 years ago

Is this the house that this family formerly lived in, and were evicted from, or is it a random house and random family? If the former, I'm relatively supportive of this symbolic action, however, if the latter, this seems extremely ill advised.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

Why is it ill-advised???

[-] 1 points by me2 (534) 3 years ago

If it was their house originally there is at least some thread of credibility to the action of what is in essence breaking and entering. If it is just some random family and a random house then there are all manner of implications in this action which will reflect negatively on the movement and be exploited by the opposition. If there is not even a thread of credibility to this particular family's claim to this particular property, then the action has little to justify it.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

I agree. I think that if they are going to occupy any abandoned house, they should first get in touch with the previous homeowners and ask if they mind if their lost home gets occupied. If the former homeowners are okay with it, i believe it is okay, if the former homeowners arent okay with it, they shouldnt occupy it. I think it would distract from what we are working towards. Thanks for clarifying your post.

[-] 1 points by me2 (534) 3 years ago

I agree, but what about the current owner? No need to consult with them? I expect they might not be okay with it.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

I meant the owner who lost it in the first place. If I lose my house next week, which is my deadline, I would appreciate if I was called by Occupy, which I am a part of, to ask me if I minded someone else occupying the house that I just lost, I think that is fair. Its a matter of public record, to find the people who own or owned houses or had houses foreclosed on.

[-] 1 points by me2 (534) 3 years ago

Yes I realize that but the current owner is who holds legal title to the property. They don't come into play?

[-] 0 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

Remember, the current owner is a bank. There is no need to ask them because banks are evil. (rolls eyes)

Will OWS occupy homes that owned by credit unions?

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[-] 1 points by TheUnchainedComic (12) 3 years ago

It's better to house folks in the winter. Authorities will likely prevail and chase them out into the cold. This time. Eventually, they'll dread evicting families routinely. Meanwhile the media covers these occupations (cbc covering the LA auction of foreclosures and ows protestors doing great - go LA!). Winter is the time and that time is here. Peace.

[-] 0 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

How will the utilities be turned on since a bank owns the house? Is the family that is being moved in going to pay rent to someone or do they get to stay for free? If the house or property is damaged who will pay for the repairs?

[-] 1 points by charnipar123 (122) 3 years ago

adverse possession requires the family to pay utilities, upkeep and property taxes. The occupy the property in an 'open and notorious' way. At the end of 5 years if they do all these things the property belongs to them.

[-] 1 points by me2 (534) 3 years ago

It also requires the legal owner of the property to fail to assert their ownership rights in relation to the property. Do you suppose BofA will fail to assert their ownership of the property for 5 years? I'm taking a wild guess not.

[-] 0 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

Right, and the bank or whoever owns the property is just going to ignore the very public take over of the property for 5 years?

Once again, who is going to pay the property taxes that are owing (delinquent and future)? How are utilities going to be set up for someone who does not have a right to the property in the first place?

I don't see that it was really thought out to address the real problems that are going to come about from just taking over property that is 100% private.

[-] 1 points by charnipar123 (122) 3 years ago

You are right about this but the law for adverse possession has been around for 600 years. It goes like this. During a time when hunger is pervasive in a society and there is land owned by someone that has left it unattended and non-productive then it is for the greater good of society for someone to come along and farm it. If this is done in an 'open and notorious' way and they pay the property taxes and maintence then after 5 years the property reverts to them.

[-] 1 points by me2 (534) 3 years ago

This country has not been around for 600 years. And your understanding of adverse possession is over simplified.

[-] 0 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

You are comparing taking over a home in Brooklyn to taking over a farm and farmland during a time of hunger?

[-] 1 points by charnipar123 (122) 3 years ago

No. It is just an example of what the law is. People have also taken over abandon homes in times of economic hardships.

[-] 1 points by aeturnus (231) from Robbinsville, NC 3 years ago

I don't know if they have utilities or not, but I suspect that is up to the utility company. I wonder if a utility company is going to care who owns the property, but are simply concerned with who is going to pay them.

You add up all the bills people pay, electric, water, utilities, car payments, car insurance, health insurance, property taxes (a very regressive tax, by the way), and it should not be hard to understand that a looming foreclosure is very possible, even for many modest middle-income families.

[-] 1 points by aeturnus (231) from Robbinsville, NC 3 years ago

Right now, they probably get to stay for free. Afterwards, hopefully, there will be some kind of support system developed such that they are given a way to pay for future rent or mortgage, e.g. a sliding-scale system, maybe.

If OWS damages the property, then they ought to pay for the repairs.

I doubt they are worrying about utilities right now. You can live without utilities. It's just an inconvenience.

[-] 1 points by me2 (534) 3 years ago

Health hazard. No running water, no flushing toilets. No utilities will provide ample justification for the eviction. As if breaking and entering didn't already justify it.

If I break into your house and take a shower and have a sandwich, does it mean I get to move in?

[-] 1 points by aeturnus (231) from Robbinsville, NC 3 years ago

My house, or realistically, the trailer rented, is not up for foreclosure. We're not talking about picking houses at random and moving in. We're talking about houses that are being foreclosed upon, along with the support of those that had been owning the houses in the past. The protestors are showing solidarity with those whose houses are being foreclosed upon.

Unless the banks stop trying to use their resources to weaken the Community Reinvestment Act. Unless the banks halt their practices of redlining and reverse redlining. Unless the banks demand bringing back Glass Steagal. Do not expect us to stop foreclosing homes any time soon.

Yes, it may be illegal. But the Community Reinvestment Act is a law. The banks are trying to weaken it or get rid of it all together. So, they are writing the law. They want the law written in their own interest. There will come a point when something has to be done, something a bit forceful.

[-] 1 points by me2 (534) 3 years ago

No what they did in NYC was apparently to take a random homeless family and place them in a random house that has been vacant for 3 years. So actually we are talking about picking houses at random and moving in. Which is the problem I have with this particular action. Defending someone from eviction is one thing, this is quite another and sends mixed messages.

[-] 1 points by aeturnus (231) from Robbinsville, NC 3 years ago

If the family was homeless and OWS tried to help them by finding them a vacant house, then I still support the action. What I don't support is OWS trying to simply break into houses for their own benefit, such as to get out of the cold.

This family would likely be homeless otherwise. What OWS is doing in this case should be commended. Nobody should be forced to live out on the street due to an ill-advised economic agenda.

It is not like breaking into any house. The house has been vacant for three years, owned by the bank and nobody else. It would be nice if OWS could find the previous owners, but they are probably long gone after three years.

It may send mixed messages. It may not even be the right thing to do, but what is the right thing? Let them live on the street? The lines between right and wrong have been blurred a long time ago. We have the nature of our own economy to thank for that.

To be honest, though - I think the whole ownership thing in America is putting more and more people in jeopardy. I support rentals as a means to combat it, but hopefully we will one day move toward a more cooperative model that consists of land trusts and housing cooperatives.

[-] 1 points by me2 (534) 3 years ago

Please. They are making a statement, not assisting a homeless family to find viable shelter.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

In the house they took back in Brooklyn today, the family has a generator. The cleaning group from OWS came in and started cleaning up the home. Repairs will be made. Housewarming and Christmas gifts plus a Christmas tree were given for their two children. They are having a block party there.

[-] 1 points by CatLady2 (248) from New York, NY 3 years ago

I just watched the live feed from the house and a few things are a concern. The gal on the tape mentioned the cleaning crew is cleaning up mold. Mold is a huge health hazard and can't just be cleaned. It grows within the walls into the sheetrock and the only safe way to rid the house of it, is to remove the sheetrock and start over. Clorox isn't the answer to an ongoing mold issue. People can and do die from it. Secondly, having a generator is fine IF it is outside. If it is in the house it is not only another hazard, but is illegal . Is there running water in this home? I didnt hear anything of that, if not, those are grounds to remove the kids by CPS which would be terribly sad. I hope those who took over this house know the legal issues involved especially when it comes to placing children there. What about heat? Again no word on that.
It is all nice to help others out, but at what cost? Is it really ok to just break into a home and decide you are going to " occupy it"?
What is the difference between this and squatting?

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

I didnt get to see the whole stream, it kept messing up on them, if you could let me know what site you saw the whole stream on that would be great, they brooklyn occupy i mean. What I did hear of it was that the family isnt going to be staying there until it is habitable. I know the father was going to be working on it tonight with the OWSers. I know the generator was outside because Tim the Ustream videographer was standing next to it outside and said to go to the livestream site so we could hear better, but they were having problems with their feed.

[-] 2 points by CatLady2 (248) from New York, NY 3 years ago

I watched it from the livestream on this site. I really do hope they know what they are doing as far as making the house livable. I was listening to the feed again now and they were talking about painting. Paint isnt going to rid the house of mold. I am a contractor and I know first hand the dangers of mold, especially if anyone has any asthsma or lung disease. It really is deadly. Also do you know what they are doing for utilities? I know for a fact that any of the utility companies won't turn them on just because people are there. You can live without a phone but heat and electric? We havent even gotten into winter yet.. we've been fortunate with the weather. But when the temps drop to below freezing you then have issues with pipes bursting. There really is so much to take into account here. I don't know what the answer is here.. maybe instead of breaking in and taking over, there could be a way to work with the mortgage company. Pay the back taxes or something. I know those are words no one wants to hear, but it is the reality we live in.
I don't think there should be any child in this country without a warm bed, I just am not sure if this is the right way to do it.

[-] 1 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

I guess the neighbors are pleased that people are breaking into homes to take them over.

this is a move that critics of OWS will jump all over - people wanting something for nothing. Instead of stealing property why don't members of OWS take in homeless people at their own residences?

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

I know in Brooklyn the neighbors were really happy to have them move in.

[-] 1 points by aeturnus (231) from Robbinsville, NC 3 years ago

If I was a neighbor next to a foreclosed home, I would be pleased. Granted, it is true that there are some people who deserve foreclosure. If you spend lavishly over your means, then you pretty much get what you deserve. To suspect that is the root cause in the midst of a foreclosure epidemic is absurd, unless you want to radically move away from changing institutions to demonizing the public.

Critics of OWS will likely jump over it, but they will jump over anything we do. We are hitting certain nerves that some are going to find a bit concerning, but we are also showing a steadfast approach that showcases a radical and forceful stand against the institutions.

Instead of putting so much effort into demonizing OWS, critics ought to be looking into how banks have used the media in order to push forth a system of propaganda demonizing the Community Reinvestment Act. How many critics even know that financial institutions commonly use a practice called redlining, for example?

Do you honestly think that our critics are going to be more supportive if we one day began to flood the Capitol and White House? I doubt it. They will be saying the same things. Why don't you all relax and vote? Like calm, normal Americans do? Calm like a bomb.

[-] 1 points by cmt (1195) from Tolland, CT 3 years ago

In Cleveland, they have been helping the woman pack, but also pressured the bank into an extension for her.

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[-] 0 points by HarryPairatestes2 (380) from Barrow, AK 3 years ago

Maybe in warm weather, but not in the winter. You need heat which means you need gas, electricity, etc.

Do you really believe a bank is just going to let people start paying "rent" on their property? If the homeless people couldn't afford housing before, how are they now going to be able to afford "rent"?

unfortunately, I only see bad things happening when taking over private party just because you don't like who owns the property.

[-] 1 points by finally3 (21) from Jersey City, NJ 3 years ago

This was done in the 1930s also, please educate yourself!

[-] 0 points by Marlow (1141) 3 years ago

TJMorgan Wrote in Part.. " I tried the Making Home Affordable program with B of A. They lost all of my financials and documentation 4 times..." TJ....


His post is below here, you should read the whole thing.. But TJ.. you should know about what has happened to 90% of the Bank's mortgages.. I owned Stock in a Very established Mort. Co. when Goldman Sachs Bankrupted it.. They OWNED it.. and it was Making money!

Well.. long story Short.. Goldman and the Rest of the Investment Banking Community.. ( and this is All documented, i think it's in Michael Moores Last Movie as Well)... They began a Poker Table of Insurance on these Mortgages.. and the ANTI was YOUR House.. or Betty's house.. and so on... Guess where your Mortgage IS?...??

...Dont ask The Banks, they dont know either.. they just hold a lot of Insurance Cash on some paper.

EVERY ONE of these Forclosures are FRAUDULENT... and Cannot Be legally foreclosed on.. or at the VERY least , can be taken to court BY the Home owner to stop the foreclosure.. and you will have to wait in line with all the others doing the same, ... and so will the Banks..

...... by then. The laws will have a 'Forgive' Clause'... ( which is already in the house for a vote.. i believe this is the Second one written)...and you will Keep Your Home ...ANYWAY!

... Sleep like a Baby TJ.. Look up the law... and Sleep Well!

[-] 2 points by charnipar123 (122) 3 years ago

will do! Do I look for 'forgive clause?'

[-] 2 points by TheUnchainedComic (12) 3 years ago

That is precisely what the ows'rs were yelling at the LA auction: "These foreclosures are illegal".

[-] 1 points by Marlow (1141) 3 years ago

Thank You!

[-] 0 points by billbux (35) 3 years ago

We are beta testing a new system that allows anonymous geo-tagged messages.

We would love for you to try it and give us feedback – you can find us at:

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[-] 1 points by Marlow (1141) 3 years ago

I tried it .. it worked fine.. but you need some 'Copy' explaining the Pics. Ie', San Francisco..where, when, and What was happening at the time of the Photo..

Well done, but more on the Movement.

Marlow/ editor Investors4Justice.net Sponsor of the 'Stop Corruption on Wall Street' Online Petition.

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[-] -1 points by billbux (35) 3 years ago

We are beta testing a new system that allows anonymous geo-tagged messages.

We would love for you to try it and give us feedback – you can find us at:

http://www.nuuzit.com/

http://www.nuuzit.com/faq

Thank you!

[-] -1 points by fishb8 (62) 3 years ago

When ever the homeless or Ilegals "Occupied" vacant houses they were evicted and charged with trespassing. Still can't see why OWS claims special status under the law. If an OWS Zombie gets injured in an abandon house . . .who do you think will get sued first . .. the owner, the city, the police...the OWS "Leader" who encouraged the law to be violated ?

[-] 1 points by rockythedog (-1) 3 years ago

lending money stolen from other people is bank fraud and treason.

[-] -1 points by karenpoore (902) 3 years ago

right on ... may the force be with you

[-] -2 points by pinker (586) 3 years ago

This is a very, very bad idea. You will definitely lose support on this one. Seriously ridiculous move. Does this family you've chosen to help have children?

[-] -2 points by Wyseguy (9) 3 years ago

So just to be clear... Breaking and entering is ok now? Unless someone pays for it and buys it it still belongs to someone else. Do you really believe that this is going to end well for this family? You're just using them as a prop to justify breaking the law. I'm a credit union kinda guy so I'm no fan of big banks but really? Instead of this obvious law breaking why can't you just take some of that money thats been donated and establish a fund to help pay rent for these folk? It doesn't have to be on a home bought from a bank you hate. Work with a credit union, get them approved (I'm sure someone would be willing to co-sign since there are so many celebrities/politicians/org's supporting OWS).

Look, I can agree with the motive but your means are illegal and these people will end up being removed by force if necessary and you knew that going into it. You don't have their best interests at heart by putting 2 kids into this situation.

Use the resources you have gathered, get some volunteers, and actually help put these people on the road to sustaining themselves. Help them out then move onto the next family, then the next.... or is this all about optics and press relations? You're not doing these people any favors by putting them in this kind of situation.

There are ways and means of changing the laws in this country. There is still right and wrong. How can you be all self righteous about morality and then invalidate everything by blatantly setting this up to antagonize the show down that you know is going to have to come? You're wrong even though you're doing it for the right reasons. That's just how it is. These people are not going to better off at the end of your little political theater games.

[-] 1 points by rockythedog (-1) 3 years ago

The money they borrowed was not the banks the usa didn't have money to lend it was war profits short term lending with no new loans GET IT, paper for land.